When buying insurance online, there is often the fear of personal information hacking or document wrongdoing. This fear has made many people hesitate in purchasing online insurance.
With the technology revolution nowadays, you do not need to worry much, as the technology barrier can make the insurance purchasing process safer. The Internet firewall helps to protect money transactions. Security checks help to maintain personal information in a safe zone without leaking them to external sources.
Make sure to check the official website of the insurance companies and remember your account for the last check-up.

Shopping insurance online and through an agent or broker both have their own advantages and disadvantages. Comparison is listed into categories as follows.
* Large online platform vs. agents’ recommendations
In the age of digital platform development, customers can access all sources of information with just a click. Many websites provide listings of insurance companies, their reputation, quotes, and so on. At the same time, insurance companies and their policies, rates, and costs are displayed online on their official websites. After research and comparing the information, free of charge, you can come to the final insurance decision that is a perfect fit for you.
On the other hand, when working with an agent, you can only get to know the insurance providers and policies that he/she offers. Even if you demand to know more details, there always exist skeptics.
* Free transaction vs. commission
When buying insurance online, you can easily pay the premium with no hidden costs. The transaction is directly shown in numbers on the website, and you are free to click to settle or drop out. The online platforms of insurance companies are all connected to reputable banks and digital wallets. So, there will often be discounts to lower the premium rate. 
In agent cases, you may have to pay off a fee to cover their service. This act can raise the total cost of an insurance policy.
* Direct access vs. intermediate access
In the case of online insurance, you do not need to go through a mediator to get the information of your preferred insurance providers. You can search all online; all information is available. For more detail, there is always a help service line that is online 24 hours a day. 

Despite owning a series of benefits, online insurance does have a few disadvantages.
First, online insurance may sometimes be considered inflexible. All the policies are pre-set and cannot alter to match buyers’ demands. You cannot directly customize the policy to your own needs.
Second, online insurance may not allow riders options. One insurance company can provide riders with an option to a policy when buying offline. But with the same company, if you buy insurance online, rider options may not be available.
Third, online insurance may not be suitable for those who do not understand how insurance works. There will always be an intermediate with traditional insurance purchasing who can lead you to an adequate policy and guide you through all that paperwork.

With just a click and no additional cost, you can purchase yourself a good insurance policy online. Find you a prestigious insurance online search platform to check, and below is the list of the best insurance providers in Canada for your consideration.
– Ivari 
– Manulife
– iA
– RBC Insurance 
– SSQ Financial Group
– BMO Insurance 
– Wawanesa
– Canada Life
– Assumption Life 
– Empire Life
– Canada Protection Plan
– Sun Life
– Forester

If you know your needs and demands for an insurance policy, and of course, with a good hand of technology and the internet, you should buy insurance online. Compare among various choices and choose the one with a favorable premium that suits your situation. You can save a lot of time haggling with a real-life agent.
A broker like Insurance Direct Canada (IDC) can provide you with quotes at different rates ranges along with all details so you can make your decision.